Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Gandhi Bazar Br., Dist. Pratapgarh, U.P. branch in Pratapgarh, Gandhi Bazar, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Pratapgarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0GANBAZ. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Gandhi Bazar Br., Dist. Pratapgarh, U.P., Pratapgarh

Here are some of the key details that come with the IFSC Code BARB0GANBAZ of Bank Of Baroda for its branch located in Pratapgarh, within the district of Gandhi Bazar in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GANBAZ
Branch Gandhi Bazar Br., Dist. Pratapgarh, U.P.
City Pratapgarh
District Gandhi Bazar
State Uttar Pradesh
Address Gandhi Bazar, Vill. Suwansa, Dist. Pratapgarh, Uttar Pradesh - 230 306.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Pratapgarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GANBAZ for the Gandhi Bazar Br., Dist. Pratapgarh, U.P. branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Gandhi Bazar Br., Dist. Pratapgarh, U.P., Pratapgarh, Uttar Pradesh, is provided with a unique IFSC like BARB0GANBAZ to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Pratapgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pratapgarh and Gandhi Bazar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Gandhi Bazar Br., Dist. Pratapgarh, U.P. do not get mixed with another location.

Format of the IFSC Code BARB0GANBAZ

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gandhi Bazar Br., Dist. Pratapgarh, U.P. in Pratapgarh.

For example, the IFSC Code BARB0GANBAZ of Bank Of Baroda for the Gandhi Bazar Br., Dist. Pratapgarh, U.P. branch includes these elements, identifying the bank and the branch location in Pratapgarh and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GANBAZ of Bank Of Baroda for its Gandhi Bazar Br., Dist. Pratapgarh, U.P. branch located in Pratapgarh, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Pratapgarh and Gandhi Bazar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Gandhi Bazar Br., Dist. Pratapgarh, U.P. or Pratapgarh to get the exact IFSC Code BARB0GANBAZ.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Pratapgarh, you'll get the correct details.

How to Use IFSC Code BARB0GANBAZ for Online Transfers?

Once you have the IFSC Code BARB0GANBAZ for the Gandhi Bazar Br., Dist. Pratapgarh, U.P. branch of Bank Of Baroda in Pratapgarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0GANBAZ. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GANBAZ.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Gandhi Bazar Br., Dist. Pratapgarh, U.P. in Pratapgarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Gandhi Bazar Br., Dist. Pratapgarh, U.P., you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pratapgarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Gandhi Bazar Br., Dist. Pratapgarh, U.P. Pratapgarh?

The IFSC Code of the Gandhi Bazar Br., Dist. Pratapgarh, U.P. Pratapgarh branch is BARB0GANBAZ.

Is IFSC Code BARB0GANBAZ permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Gandhi Bazar Br., Dist. Pratapgarh, U.P. branch?

The branch is located at Gandhi Bazar, Vill. Suwansa, Dist. Pratapgarh, Uttar Pradesh - 230 306..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.