For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Ngo Colony Kurnool Road Ongole branch in Prakasam, Ongole, Andhra Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Prakasam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJNGOX. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Ngo Colony Kurnool Road Ongole, Prakasam
The table below shows the main details of the IFSC Code BARB0VJNGOX for the Bank Of Baroda branch in Prakasam, which falls under the Ongole district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJNGOX |
| Branch | Ngo Colony Kurnool Road Ongole |
| City | Prakasam |
| District | Ongole |
| State | Andhra Pradesh |
| Address | Beside Sudhakar Reddy Children Hospital Dno 570, Opppower Office, Ngo Colony, Kurnool Road, Ongole Prakasam District , Ongole , 523002 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Prakasam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJNGOX for the Ngo Colony Kurnool Road Ongole branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Ngo Colony Kurnool Road Ongole, Prakasam, Andhra Pradesh, are given a unique IFSC like BARB0VJNGOX to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Prakasam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Prakasam and Ongole.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Ngo Colony Kurnool Road Ongole goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0VJNGOX
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ngo Colony Kurnool Road Ongole in Prakasam.
For example, the IFSC Code BARB0VJNGOX of Bank Of Baroda for the Ngo Colony Kurnool Road Ongole branch has these elements, identifying the bank and the branch location in Prakasam and Andhra Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJNGOX of Bank Of Baroda for its Ngo Colony Kurnool Road Ongole branch located in Prakasam, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Prakasam and Ongole, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Ngo Colony Kurnool Road Ongole or Prakasam to get the exact IFSC Code BARB0VJNGOX.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Prakasam that will provide accurate information.
How to Use IFSC Code BARB0VJNGOX for Online Transfers?
Once you have the IFSC Code BARB0VJNGOX for the Ngo Colony Kurnool Road Ongole branch of Bank Of Baroda in Prakasam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJNGOX. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJNGOX.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Ngo Colony Kurnool Road Ongole in Prakasam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ngo Colony Kurnool Road Ongole, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Prakasam to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJNGOX.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Beside Sudhakar Reddy Children Hospital Dno 570, Opppower Office, Ngo Colony, Kurnool Road, Ongole Prakasam District , Ongole , 523002 located in Prakasam, Ongole, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.