Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Kainch, Dist. Pilibhit, Up branch in Pilibhit, Kainch, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Pilibhit or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0KAICHX. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kainch, Dist. Pilibhit, Up, Pilibhit

Here are some of the key details that come with the IFSC Code BARB0KAICHX of Bank Of Baroda for its branch located in Pilibhit, within the district of Kainch in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KAICHX
Branch Kainch, Dist. Pilibhit, Up
City Pilibhit
District Kainch
State Uttar Pradesh
Address Kaich, Dist. Pilibhit, Uttar Pradesh - 262 001

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Pilibhit for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KAICHX for the Kainch, Dist. Pilibhit, Up branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kainch, Dist. Pilibhit, Up, Pilibhit, Uttar Pradesh, are allotted a unique IFSC like BARB0KAICHX to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pilibhit.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Pilibhit and Kainch.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Kainch, Dist. Pilibhit, Up reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0KAICHX

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kainch, Dist. Pilibhit, Up in Pilibhit.

For example, the IFSC Code BARB0KAICHX of Bank Of Baroda for the Kainch, Dist. Pilibhit, Up branch includes these elements, identifying the bank and the branch location in Pilibhit and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KAICHX of Bank Of Baroda for its Kainch, Dist. Pilibhit, Up branch located in Pilibhit, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Pilibhit and Kainch, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Kainch, Dist. Pilibhit, Up or Pilibhit to get the exact IFSC Code BARB0KAICHX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Pilibhit that will provide accurate information.

How to Use IFSC Code BARB0KAICHX for Online Transfers?

Once you have the IFSC Code BARB0KAICHX for the Kainch, Dist. Pilibhit, Up branch of Bank Of Baroda in Pilibhit, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0KAICHX. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KAICHX.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kainch, Dist. Pilibhit, Up in Pilibhit, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kainch, Dist. Pilibhit, Up, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Pilibhit manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kainch, Dist. Pilibhit, Up, Pilibhit?

The IFSC Code is BARB0KAICHX.

Is the IFSC Code BARB0KAICHX permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kainch, Dist. Pilibhit, Up?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kainch, Dist. Pilibhit, Up branch?

The address of the branch is Kaich, Dist. Pilibhit, Uttar Pradesh - 262 001 located in Pilibhit, Kainch, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.