Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Perundurai Branch branch in Perundurai, Perundurai, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Perundurai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0PERUND. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Perundurai Branch, Perundurai

Here are some of the key details that come with the IFSC Code BARB0PERUND of Bank Of Baroda for its branch located in Perundurai, within the district of Perundurai in the state of Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PERUND
Branch Perundurai Branch
City Perundurai
District Perundurai
State Tamil Nadu
Address Perundurai Branch,309,Chennimalai Road, Perundurai,Erode District,638052

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Perundurai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PERUND for the Perundurai Branch branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Perundurai Branch, Perundurai, Tamil Nadu, are given a unique IFSC like BARB0PERUND to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Perundurai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Perundurai and Perundurai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Perundurai Branch goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0PERUND

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Perundurai Branch in Perundurai.

For example, the IFSC Code BARB0PERUND of Bank Of Baroda for the Perundurai Branch branch includes these elements, identifying the bank and the branch location in Perundurai and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0PERUND of Bank Of Baroda for its Perundurai Branch branch located in Perundurai, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Perundurai and Perundurai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Perundurai Branch or Perundurai to get the exact IFSC Code BARB0PERUND.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Perundurai that will provide accurate information.

How to Use IFSC Code BARB0PERUND for Online Transfers?

If you have the IFSC Code BARB0PERUND for the Perundurai Branch branch of Bank Of Baroda in Perundurai, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0PERUND. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0PERUND.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Perundurai Branch in Perundurai, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Perundurai Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Perundurai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Perundurai Branch, Perundurai?

The IFSC Code is BARB0PERUND.

Is the IFSC Code BARB0PERUND permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Perundurai Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Perundurai Branch branch?

The address of the branch is Perundurai Branch,309,Chennimalai Road, Perundurai,Erode District,638052 located in Perundurai, Perundurai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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