For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Pattamundai, Orissa branch in Pattamundai, Pattamundai, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Pattamundai or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BARB0PATTAM. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Pattamundai, Orissa, Pattamundai

Here are the main details that are associated with the IFSC Code BARB0PATTAM of Bank Of Baroda for its branch located in Pattamundai, within the district of Pattamundai in the state of Odisha.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PATTAM
Branch Pattamundai, Orissa
City Pattamundai
District Pattamundai
State Odisha
Address 1St Floor Above Mishra Auto Vill Beltal Pattamundai, Orissa

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Pattamundai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0PATTAM for the Pattamundai, Orissa branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0PATTAM is given to every bank branch, including Bank Of Baroda located in Pattamundai, Orissa, Pattamundai, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Pattamundai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pattamundai and Pattamundai.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Pattamundai, Orissa doesn't end up at another location.

Format of the IFSC Code BARB0PATTAM

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pattamundai, Orissa in Pattamundai.

For example, the IFSC Code BARB0PATTAM of Bank Of Baroda for the Pattamundai, Orissa branch includes these elements, identifying the bank and the branch location in Pattamundai and Odisha correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0PATTAM of Bank Of Baroda for its Pattamundai, Orissa branch located in Pattamundai, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Pattamundai and Pattamundai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Pattamundai, Orissa or Pattamundai to get the exact IFSC Code BARB0PATTAM.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Pattamundai that will provide accurate information.

How to Use IFSC Code BARB0PATTAM for Online Transfers?

Once you have the IFSC Code BARB0PATTAM for the Pattamundai, Orissa branch of Bank Of Baroda in Pattamundai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0PATTAM. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0PATTAM.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Pattamundai, Orissa in Pattamundai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Pattamundai, Orissa, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Pattamundai manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Pattamundai, Orissa, Pattamundai?

The IFSC Code is BARB0PATTAM.

Is the IFSC Code BARB0PATTAM permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Pattamundai, Orissa?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pattamundai, Orissa branch?

The address of the branch is 1St Floor Above Mishra Auto Vill Beltal Pattamundai, Orissa located in Pattamundai, Pattamundai, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.