The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Pattambi, Kerala branch in Pattambi, Pattambi, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Pattambi or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0PATPAL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Pattambi, Kerala, Pattambi
Below in the table are the key details related to IFSC Code BARB0PATPAL of Bank Of Baroda for its branch located in Pattambi, within the district of Pattambi in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0PATPAL |
| Branch | Pattambi, Kerala |
| City | Pattambi |
| District | Pattambi |
| State | Kerala |
| Address | First Floor, P P K Complex,Mele Pattambi Main Road,Pattambi,Palakkad Dt,Kerala ┬Û 679306. |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Pattambi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0PATPAL for the Pattambi, Kerala branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0PATPAL is given to every bank branch, including Bank Of Baroda located in Pattambi, Kerala, Pattambi, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Pattambi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Pattambi and Pattambi.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Pattambi, Kerala doesn't end up at another location.
Format of the IFSC Code BARB0PATPAL
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pattambi, Kerala in Pattambi.
For example, the IFSC Code BARB0PATPAL of Bank Of Baroda for the Pattambi, Kerala branch includes these elements, identifying the bank and the branch location in Pattambi and Kerala accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0PATPAL of Bank Of Baroda for its Pattambi, Kerala branch located in Pattambi, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Pattambi and Pattambi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Pattambi, Kerala or Pattambi to get the exact IFSC Code BARB0PATPAL.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Pattambi, then it will provide you proper information.
How to Use IFSC Code BARB0PATPAL for Online Transfers?
If you have the IFSC Code BARB0PATPAL for the Pattambi, Kerala branch of Bank Of Baroda in Pattambi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0PATPAL. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0PATPAL.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Pattambi, Kerala in Pattambi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Pattambi, Kerala, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pattambi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Pattambi, Kerala Pattambi branch is BARB0PATPAL.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at First Floor, P P K Complex,Mele Pattambi Main Road,Pattambi,Palakkad Dt,Kerala ┬Û 679306..
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.