Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Exhibition Road, Patna,Bihar branch in Patna, Patna, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Patna or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0EXHPAT. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Exhibition Road, Patna,Bihar, Patna

Here are some of the key details that come with the IFSC Code BARB0EXHPAT of Bank Of Baroda for its branch located in Patna, within the district of Patna in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0EXHPAT
Branch Exhibition Road, Patna,Bihar
City Patna
District Patna
State Bihar
Address Opposite Of Corporation Bank,Exhibition Patna,Bihar - 800001.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Patna for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0EXHPAT for the Exhibition Road, Patna,Bihar branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Exhibition Road, Patna,Bihar, Patna, Bihar, are allotted a unique IFSC like BARB0EXHPAT to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Patna.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Patna and Patna.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Exhibition Road, Patna,Bihar reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code BARB0EXHPAT

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Exhibition Road, Patna,Bihar in Patna.

For example, the IFSC Code BARB0EXHPAT of Bank Of Baroda for the Exhibition Road, Patna,Bihar branch has these elements, identifying the bank and the branch location in Patna and Bihar correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0EXHPAT of Bank Of Baroda for its Exhibition Road, Patna,Bihar branch located in Patna, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Patna and Patna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Exhibition Road, Patna,Bihar or Patna to find the exact IFSC Code BARB0EXHPAT.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Patna will provide accurate information.

How to Use IFSC Code BARB0EXHPAT for Online Transfers?

Once you have the IFSC Code BARB0EXHPAT for the Exhibition Road, Patna,Bihar branch of Bank Of Baroda in Patna, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0EXHPAT. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0EXHPAT.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Exhibition Road, Patna,Bihar in Patna, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Exhibition Road, Patna,Bihar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Patna manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Exhibition Road, Patna,Bihar, Patna?

The IFSC Code is BARB0EXHPAT.

Is the IFSC Code BARB0EXHPAT permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Exhibition Road, Patna,Bihar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Exhibition Road, Patna,Bihar branch?

The address of the branch is Opposite Of Corporation Bank,Exhibition Patna,Bihar - 800001. located in Patna, Patna, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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