There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Pathak Dih Chat, Bihar branch in Pathakdih Chhat, Pathakdih Chhat, Bihar, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Pathakdih Chhat or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code BARB0PATHAK. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Pathak Dih Chat, Bihar, Pathakdih Chhat
Below in the table are the key details related to IFSC Code BARB0PATHAK of Bank Of Baroda for its branch located in Pathakdih Chhat, within the district of Pathakdih Chhat in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0PATHAK |
| Branch | Pathak Dih Chat, Bihar |
| City | Pathakdih Chhat |
| District | Pathakdih Chhat |
| State | Bihar |
| Address | At & Po - Pathakdih Chatpatia Bhagalpur Bihar 816818 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Pathakdih Chhat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PATHAK for the Pathak Dih Chat, Bihar branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Pathak Dih Chat, Bihar, Pathakdih Chhat, Bihar, is provided with a unique IFSC like BARB0PATHAK to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Pathakdih Chhat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Pathakdih Chhat and Pathakdih Chhat.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Pathak Dih Chat, Bihar do not get mixed with another location.
Format of the IFSC Code BARB0PATHAK
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pathak Dih Chat, Bihar in Pathakdih Chhat.
For example, the IFSC Code BARB0PATHAK of Bank Of Baroda for the Pathak Dih Chat, Bihar branch includes these elements, identifying the bank and the branch location in Pathakdih Chhat and Bihar accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0PATHAK of Bank Of Baroda for its Pathak Dih Chat, Bihar branch located in Pathakdih Chhat, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Pathakdih Chhat and Pathakdih Chhat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Pathak Dih Chat, Bihar or Pathakdih Chhat to get the exact IFSC Code BARB0PATHAK.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Pathakdih Chhat, then it will provide you proper information.
How to Use IFSC Code BARB0PATHAK for Online Transfers?
Once you have the IFSC Code BARB0PATHAK for the Pathak Dih Chat, Bihar branch of Bank Of Baroda in Pathakdih Chhat, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0PATHAK. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0PATHAK.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Pathak Dih Chat, Bihar in Pathakdih Chhat, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Pathak Dih Chat, Bihar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pathakdih Chhat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Pathak Dih Chat, Bihar Pathakdih Chhat branch is BARB0PATHAK.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At & Po - Pathakdih Chatpatia Bhagalpur Bihar 816818.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.