There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Ujjain Tola branch in Paschimi Champaran, Bettiah, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Paschimi Champaran or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code BARB0BETTIA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ujjain Tola, Paschimi Champaran

Here are the key points that are associated with the IFSC Code BARB0BETTIA of Bank Of Baroda for its branch located in Paschimi Champaran, within the district of Bettiah in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BETTIA
Branch Ujjain Tola
City Paschimi Champaran
District Bettiah
State Bihar
Address Ujjain Tola,Bettiah,Bihar- 845438

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Paschimi Champaran for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BETTIA for the Ujjain Tola branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Ujjain Tola, Paschimi Champaran, Bihar, is provided a unique IFSC like BARB0BETTIA so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Paschimi Champaran.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Paschimi Champaran and Bettiah.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Ujjain Tola do not get misguided to another person.

Format of the IFSC Code BARB0BETTIA

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ujjain Tola in Paschimi Champaran.

For example, the IFSC Code BARB0BETTIA of Bank Of Baroda for the Ujjain Tola branch includes these elements, identifying the bank and the branch location in Paschimi Champaran and Bihar correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0BETTIA of Bank Of Baroda for its Ujjain Tola branch located in Paschimi Champaran, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Paschimi Champaran and Bettiah, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Ujjain Tola or Paschimi Champaran to get the exact IFSC Code BARB0BETTIA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Paschimi Champaran, you'll get the correct details.

How to Use IFSC Code BARB0BETTIA for Online Transfers?

Once you have the IFSC Code BARB0BETTIA for the Ujjain Tola branch of Bank Of Baroda in Paschimi Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0BETTIA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BETTIA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Ujjain Tola in Paschimi Champaran, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ujjain Tola, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Paschimi Champaran to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ujjain Tola, Paschimi Champaran?

The IFSC Code is BARB0BETTIA.

Is the IFSC Code BARB0BETTIA permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ujjain Tola?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ujjain Tola branch?

The address of the branch is Ujjain Tola,Bettiah,Bihar- 845438 located in Paschimi Champaran, Bettiah, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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