Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Durgapur branch in Paschim Bardhaman, Paschim Bardhaman, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Paschim Bardhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0DBDRGP. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Durgapur, Paschim Bardhaman

Here are some of the key details that come with the IFSC Code BARB0DBDRGP of Bank Of Baroda for its branch located in Paschim Bardhaman, within the district of Paschim Bardhaman in the state of West Bengal.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBDRGP
Branch Durgapur
City Paschim Bardhaman
District Paschim Bardhaman
State West Bengal
Address Ghatak House Nachan Roadbhiringi Durgapur Durgapur Barddhaman West Bengal 713213

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Paschim Bardhaman for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBDRGP for the Durgapur branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Durgapur, Paschim Bardhaman, West Bengal, is provided a unique IFSC like BARB0DBDRGP so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Paschim Bardhaman.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Paschim Bardhaman and Paschim Bardhaman.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Durgapur do not get misguided to another person.

Format of the IFSC Code BARB0DBDRGP

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Durgapur in Paschim Bardhaman.

For example, the IFSC Code BARB0DBDRGP of Bank Of Baroda for the Durgapur branch has these elements, identifying the bank and the branch location in Paschim Bardhaman and West Bengal correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBDRGP of Bank Of Baroda for its Durgapur branch located in Paschim Bardhaman, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Paschim Bardhaman and Paschim Bardhaman, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Durgapur or Paschim Bardhaman to get the exact IFSC Code BARB0DBDRGP.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Paschim Bardhaman, you'll get the correct details.

How to Use IFSC Code BARB0DBDRGP for Online Transfers?

Once you have the IFSC Code BARB0DBDRGP for the Durgapur branch of Bank Of Baroda in Paschim Bardhaman, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBDRGP. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBDRGP.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Durgapur in Paschim Bardhaman, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Durgapur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Paschim Bardhaman manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Durgapur, Paschim Bardhaman?

The IFSC Code is BARB0DBDRGP.

Is the IFSC Code BARB0DBDRGP permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Durgapur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Durgapur branch?

The address of the branch is Ghatak House Nachan Roadbhiringi Durgapur Durgapur Barddhaman West Bengal 713213 located in Paschim Bardhaman, Paschim Bardhaman, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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