For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Parvatipuram branch in Parvathipuram, Parvathipuram, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Parvathipuram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0PARVAT. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Parvatipuram, Parvathipuram

Here are the main details that are associated with the IFSC Code BARB0PARVAT of Bank Of Baroda for its branch located in Parvathipuram, within the district of Parvathipuram in the state of Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PARVAT
Branch Parvatipuram
City Parvathipuram
District Parvathipuram
State Andhra Pradesh
Address Dno 22-2, Palakonda Road, Parvatipuram District - Vizianagram Andhra Pradesh ┬Û 535 502

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Parvathipuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PARVAT for the Parvatipuram branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Parvatipuram, Parvathipuram, Andhra Pradesh, are allotted a unique IFSC like BARB0PARVAT to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Parvathipuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Parvathipuram and Parvathipuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Parvatipuram reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code BARB0PARVAT

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Parvatipuram in Parvathipuram.

For example, the IFSC Code BARB0PARVAT of Bank Of Baroda for the Parvatipuram branch includes these elements, identifying the bank and the branch location in Parvathipuram and Andhra Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0PARVAT of Bank Of Baroda for its Parvatipuram branch located in Parvathipuram, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Parvathipuram and Parvathipuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Parvatipuram or Parvathipuram to get the exact IFSC Code BARB0PARVAT.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Parvathipuram that will provide accurate information.

How to Use IFSC Code BARB0PARVAT for Online Transfers?

Once you have the IFSC Code BARB0PARVAT for the Parvatipuram branch of Bank Of Baroda in Parvathipuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0PARVAT. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0PARVAT.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Parvatipuram in Parvathipuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Parvatipuram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Parvathipuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Parvatipuram, Parvathipuram?

The IFSC Code is BARB0PARVAT.

Is the IFSC Code BARB0PARVAT permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Parvatipuram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Parvatipuram branch?

The address of the branch is Dno 22-2, Palakonda Road, Parvatipuram District - Vizianagram Andhra Pradesh ┬Û 535 502 located in Parvathipuram, Parvathipuram, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.