Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Sec, Panchkula branch in Panchkula, Panchkula, Haryana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Panchkula or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code BARB0DBSECX. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Sec, Panchkula, Panchkula

The table below shows the main details of the IFSC Code BARB0DBSECX for the Bank Of Baroda branch in Panchkula, which falls under the Panchkula district in Haryana.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBSECX
Branch Sec, Panchkula
City Panchkula
District Panchkula
State Haryana
Address Sco 204 Sector 14 Panchkula Panchkula Haryana 134112

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Panchkula for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBSECX for the Sec, Panchkula branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Sec, Panchkula, Panchkula, Haryana, are given a unique IFSC like BARB0DBSECX to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Panchkula.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Panchkula and Panchkula.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Sec, Panchkula goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0DBSECX

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sec, Panchkula in Panchkula.

For example, the IFSC Code BARB0DBSECX of Bank Of Baroda for the Sec, Panchkula branch includes these elements, identifying the bank and the branch location in Panchkula and Haryana accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBSECX of Bank Of Baroda for its Sec, Panchkula branch located in Panchkula, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Panchkula and Panchkula, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Sec, Panchkula or Panchkula to get the exact IFSC Code BARB0DBSECX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Panchkula that will provide accurate information.

How to Use IFSC Code BARB0DBSECX for Online Transfers?

Once you have the IFSC Code BARB0DBSECX for the Sec, Panchkula branch of Bank Of Baroda in Panchkula, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBSECX. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0DBSECX.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Sec, Panchkula in Panchkula, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Sec, Panchkula, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Panchkula to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Sec, Panchkula Panchkula?

The IFSC Code of the Sec, Panchkula Panchkula branch is BARB0DBSECX.

Is IFSC Code BARB0DBSECX permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Sec, Panchkula branch?

The branch is located at Sco 204 Sector 14 Panchkula Panchkula Haryana 134112.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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