The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Daltonganj, Jharkhand branch in Palamau, Daltonganj, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Palamau or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BARB0DALTON. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Daltonganj, Jharkhand, Palamau

Here are the key points that are associated with the IFSC Code BARB0DALTON of Bank Of Baroda for its branch located in Palamau, within the district of Daltonganj in the state of Jharkhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DALTON
Branch Daltonganj, Jharkhand
City Palamau
District Daltonganj
State Jharkhand
Address K G Girls High School Road,At & Po Daltonganj,Palamau,Jharkhand - 822101.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Palamau for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DALTON for the Daltonganj, Jharkhand branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Daltonganj, Jharkhand, Palamau, Jharkhand, are allotted a unique IFSC like BARB0DALTON to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Palamau.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Palamau and Daltonganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Daltonganj, Jharkhand reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code BARB0DALTON

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Daltonganj, Jharkhand in Palamau.

For example, the IFSC Code BARB0DALTON of Bank Of Baroda for the Daltonganj, Jharkhand branch includes these elements, identifying the bank and the branch location in Palamau and Jharkhand accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DALTON of Bank Of Baroda for its Daltonganj, Jharkhand branch located in Palamau, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Palamau and Daltonganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Daltonganj, Jharkhand or Palamau to get the exact IFSC Code BARB0DALTON.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Palamau that will provide accurate information.

How to Use IFSC Code BARB0DALTON for Online Transfers?

If you have the IFSC Code BARB0DALTON for the Daltonganj, Jharkhand branch of Bank Of Baroda in Palamau, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DALTON. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DALTON.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Daltonganj, Jharkhand in Palamau, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Daltonganj, Jharkhand, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Palamau to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Daltonganj, Jharkhand, Palamau?

The IFSC Code is BARB0DALTON.

Is the IFSC Code BARB0DALTON permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Daltonganj, Jharkhand?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Daltonganj, Jharkhand branch?

The address of the branch is K G Girls High School Road,At & Po Daltonganj,Palamau,Jharkhand - 822101. located in Palamau, Daltonganj, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.