For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Mannarkad, Kerala branch in Palakkad, Mannarkad, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Palakkad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0MANNAR. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Mannarkad, Kerala, Palakkad

The table below shows the main details of the IFSC Code BARB0MANNAR for the Bank Of Baroda branch in Palakkad, which falls under the Mannarkad district in Kerala.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MANNAR
Branch Mannarkad, Kerala
City Palakkad
District Mannarkad
State Kerala
Address Sanafa Complex, Main Road, Mannarkad, Palghat District,Mannarkad,Kerala ┬Û 678 762

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Palakkad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MANNAR for the Mannarkad, Kerala branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Mannarkad, Kerala, Palakkad, Kerala, is provided a unique IFSC like BARB0MANNAR so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Palakkad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Palakkad and Mannarkad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Mannarkad, Kerala do not get misguided to another person.

Format of the IFSC Code BARB0MANNAR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mannarkad, Kerala in Palakkad.

For example, the IFSC Code BARB0MANNAR of Bank Of Baroda for the Mannarkad, Kerala branch includes these elements, identifying the bank and the branch location in Palakkad and Kerala accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0MANNAR of Bank Of Baroda for its Mannarkad, Kerala branch located in Palakkad, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Palakkad and Mannarkad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Mannarkad, Kerala or Palakkad to get the exact IFSC Code BARB0MANNAR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Palakkad, then it will provide you proper information.

How to Use IFSC Code BARB0MANNAR for Online Transfers?

Once you have the IFSC Code BARB0MANNAR for the Mannarkad, Kerala branch of Bank Of Baroda in Palakkad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0MANNAR. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MANNAR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Mannarkad, Kerala in Palakkad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Mannarkad, Kerala, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Palakkad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Mannarkad, Kerala, Palakkad?

The IFSC Code is BARB0MANNAR.

Is the IFSC Code BARB0MANNAR permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Mannarkad, Kerala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mannarkad, Kerala branch?

The address of the branch is Sanafa Complex, Main Road, Mannarkad, Palghat District,Mannarkad,Kerala ┬Û 678 762 located in Palakkad, Mannarkad, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.