For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Koduvayur, Kerala branch in Palakkad, Koduvayur, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Palakkad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0KODUVA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Koduvayur, Kerala, Palakkad

The table below shows the main details of the IFSC Code BARB0KODUVA for the Bank Of Baroda branch in Palakkad, which falls under the Koduvayur district in Kerala.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KODUVA
Branch Koduvayur, Kerala
City Palakkad
District Koduvayur
State Kerala
Address Ground Floor,City Towers,Near High School Junction,Trichur Pollachi Main Road,Palakkad District,Koduvayur,Kerala ┬Û 678501.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Palakkad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KODUVA for the Koduvayur, Kerala branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Koduvayur, Kerala, Palakkad, Kerala, is provided a unique IFSC like BARB0KODUVA so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Palakkad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Palakkad and Koduvayur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Koduvayur, Kerala do not get misguided to another person.

Format of the IFSC Code BARB0KODUVA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Koduvayur, Kerala in Palakkad.

For example, the IFSC Code BARB0KODUVA of Bank Of Baroda for the Koduvayur, Kerala branch includes these elements, identifying the bank and the branch location in Palakkad and Kerala accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KODUVA of Bank Of Baroda for its Koduvayur, Kerala branch located in Palakkad, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Palakkad and Koduvayur, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Koduvayur, Kerala or Palakkad to get the exact IFSC Code BARB0KODUVA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Palakkad, you'll get the correct details.

How to Use IFSC Code BARB0KODUVA for Online Transfers?

If you have the IFSC Code BARB0KODUVA for the Koduvayur, Kerala branch of Bank Of Baroda in Palakkad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KODUVA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0KODUVA.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Koduvayur, Kerala in Palakkad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Koduvayur, Kerala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Palakkad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Koduvayur, Kerala, Palakkad?

The IFSC Code is BARB0KODUVA.

Is the IFSC Code BARB0KODUVA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Koduvayur, Kerala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Koduvayur, Kerala branch?

The address of the branch is Ground Floor,City Towers,Near High School Junction,Trichur Pollachi Main Road,Palakkad District,Koduvayur,Kerala ┬Û 678501. located in Palakkad, Koduvayur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.