IFSC Code of Bank Of Baroda, Chittur, Chittur, Kerala- BARB0CHITTU

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Chittur branch in Palakkad, Chittur, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Palakkad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0CHITTU. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Chittur, Palakkad

Here are the main details that are associated with the IFSC Code BARB0CHITTU of Bank Of Baroda for its branch located in Palakkad, within the district of Chittur in the state of Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Palakkad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0CHITTU for the Chittur branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Chittur, Palakkad, Kerala, is provided with a unique IFSC like BARB0CHITTU to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of Baroda branch in Palakkad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Palakkad and Chittur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Chittur do not get mixed with another location.

Format of the IFSC Code BARB0CHITTU

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chittur in Palakkad.

For example, the IFSC Code BARB0CHITTU of Bank Of Baroda for the Chittur branch includes these elements, identifying the bank and the branch location in Palakkad and Kerala accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0CHITTU of Bank Of Baroda for its Chittur branch located in Palakkad, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Palakkad and Chittur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Chittur or Palakkad to find the exact IFSC Code BARB0CHITTU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Palakkad will provide accurate information.

How to Use IFSC Code BARB0CHITTU for Online Transfers?

Once you have the IFSC Code BARB0CHITTU for the Chittur branch of Bank Of Baroda in Palakkad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0CHITTU. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0CHITTU.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Chittur in Palakkad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chittur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Palakkad to handle online money transfers and get their cheques cleared smoothly.