The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Madhyamgram branch in North 24 Parganas, Madhyamgram, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0VJMAGR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Madhyamgram, North 24 Parganas
The table below shows the main details of the IFSC Code BARB0VJMAGR for the Bank Of Baroda branch in North 24 Parganas, which falls under the Madhyamgram district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJMAGR |
| Branch | Madhyamgram |
| City | North 24 Parganas |
| District | Madhyamgram |
| State | West Bengal |
| Address | Pushpakunj Road,Sodepure , Debigarh, Madhyamgram , Barasat Dist,Kolkata , Madhyamgram , 700129 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in North 24 Parganas for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJMAGR for the Madhyamgram branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Madhyamgram, North 24 Parganas, West Bengal, are given a unique IFSC like BARB0VJMAGR to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in North 24 Parganas.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like North 24 Parganas and Madhyamgram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Madhyamgram goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0VJMAGR
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Madhyamgram in North 24 Parganas.
For example, the IFSC Code BARB0VJMAGR of Bank Of Baroda for the Madhyamgram branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0VJMAGR of Bank Of Baroda for its Madhyamgram branch located in North 24 Parganas, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in North 24 Parganas and Madhyamgram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Madhyamgram or North 24 Parganas to find the exact IFSC Code BARB0VJMAGR.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and North 24 Parganas will provide accurate information.
How to Use IFSC Code BARB0VJMAGR for Online Transfers?
Once you have the IFSC Code BARB0VJMAGR for the Madhyamgram branch of Bank Of Baroda in North 24 Parganas, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJMAGR. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJMAGR.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Madhyamgram in North 24 Parganas may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Madhyamgram, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in North 24 Parganas manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJMAGR.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Pushpakunj Road,Sodepure , Debigarh, Madhyamgram , Barasat Dist,Kolkata , Madhyamgram , 700129 located in North 24 Parganas, Madhyamgram, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.