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IFSC Code of Bank Of Baroda, Kharda, North 24 Parganas, West Bengal — BARB0DBKDAH

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Kharda branch in North 24 Parganas, North 24 Parganas, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in North 24 Parganas or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BARB0DBKDAH. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kharda, North 24 Parganas

The table below shows the main details of the IFSC Code BARB0DBKDAH for the Bank Of Baroda branch in North 24 Parganas, which falls under the North 24 Parganas district in West Bengal.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBKDAH
Branch Kharda
City North 24 Parganas
District North 24 Parganas
State West Bengal
Address 2615 Ic Road Ward No 4P O Rahara Ps Kharda Kharda North Twenty Four Parganas West Bengal 700118

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in North 24 Parganas for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBKDAH for the Kharda branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kharda, North 24 Parganas, West Bengal, are allotted a unique IFSC like BARB0DBKDAH to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in North 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like North 24 Parganas and North 24 Parganas.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Kharda reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BARB0DBKDAH

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kharda in North 24 Parganas.

For example, the IFSC Code BARB0DBKDAH of Bank Of Baroda for the Kharda branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0DBKDAH of Bank Of Baroda for its Kharda branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in North 24 Parganas and North 24 Parganas, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Kharda or North 24 Parganas to get the exact IFSC Code BARB0DBKDAH.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and North 24 Parganas, then it will provide you proper information.

How to Use IFSC Code BARB0DBKDAH for Online Transfers?

Once you have the IFSC Code BARB0DBKDAH for the Kharda branch of Bank Of Baroda in North 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBKDAH. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBKDAH.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Kharda in North 24 Parganas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kharda, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in North 24 Parganas manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kharda, North 24 Parganas?

The IFSC Code is BARB0DBKDAH.

Is the IFSC Code BARB0DBKDAH permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kharda?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kharda branch?

The address of the branch is 2615 Ic Road Ward No 4P O Rahara Ps Kharda Kharda North Twenty Four Parganas West Bengal 700118 located in North 24 Parganas, North 24 Parganas, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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