Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Jagannathpur branch in North 24 Parganas, Jagannathpur, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0VJJPUR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Jagannathpur, North 24 Parganas

Below in the table are the key details related to IFSC Code BARB0VJJPUR of Bank Of Baroda for its branch located in North 24 Parganas, within the district of Jagannathpur in the state of West Bengal.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJJPUR
Branch Jagannathpur
City North 24 Parganas
District Jagannathpur
State West Bengal
Address Jagannathpur , Barasat1 Block , North 24,Paraganas Dist , Jagannathpur , 743201

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in North 24 Parganas for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJJPUR for the Jagannathpur branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Jagannathpur, North 24 Parganas, West Bengal, are given a unique IFSC like BARB0VJJPUR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in North 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like North 24 Parganas and Jagannathpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Jagannathpur goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0VJJPUR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jagannathpur in North 24 Parganas.

For example, the IFSC Code BARB0VJJPUR of Bank Of Baroda for the Jagannathpur branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJJPUR of Bank Of Baroda for its Jagannathpur branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in North 24 Parganas and Jagannathpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Jagannathpur or North 24 Parganas to get the exact IFSC Code BARB0VJJPUR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and North 24 Parganas, you'll get the correct details.

How to Use IFSC Code BARB0VJJPUR for Online Transfers?

If you have the IFSC Code BARB0VJJPUR for the Jagannathpur branch of Bank Of Baroda in North 24 Parganas, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJJPUR. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJJPUR.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Jagannathpur in North 24 Parganas, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Jagannathpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in North 24 Parganas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jagannathpur, North 24 Parganas?

The IFSC Code is BARB0VJJPUR.

Is the IFSC Code BARB0VJJPUR permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jagannathpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jagannathpur branch?

The address of the branch is Jagannathpur , Barasat1 Block , North 24,Paraganas Dist , Jagannathpur , 743201 located in North 24 Parganas, Jagannathpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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