Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Basirhat, West Bengal branch in North 24 Parganas, Basirhat, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0BASIRH. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Basirhat, West Bengal, North 24 Parganas
Below in the table are the key details related to IFSC Code BARB0BASIRH of Bank Of Baroda for its branch located in North 24 Parganas, within the district of Basirhat in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0BASIRH |
| Branch | Basirhat, West Bengal |
| City | North 24 Parganas |
| District | Basirhat |
| State | West Bengal |
| Address | Kachharipara Sarat Biswas Rd Near Lic Office 24 Parganas (N) Basirhat, West Bengal |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in North 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BASIRH for the Basirhat, West Bengal branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Basirhat, West Bengal, North 24 Parganas, West Bengal, is provided a unique IFSC like BARB0BASIRH so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in North 24 Parganas.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like North 24 Parganas and Basirhat.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Basirhat, West Bengal do not get misguided to another person.
Format of the IFSC Code BARB0BASIRH
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Basirhat, West Bengal in North 24 Parganas.
For example, the IFSC Code BARB0BASIRH of Bank Of Baroda for the Basirhat, West Bengal branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0BASIRH of Bank Of Baroda for its Basirhat, West Bengal branch located in North 24 Parganas, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in North 24 Parganas and Basirhat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Basirhat, West Bengal or North 24 Parganas to find the exact IFSC Code BARB0BASIRH.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and North 24 Parganas will provide accurate information.
How to Use IFSC Code BARB0BASIRH for Online Transfers?
Once you have the IFSC Code BARB0BASIRH for the Basirhat, West Bengal branch of Bank Of Baroda in North 24 Parganas, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0BASIRH. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0BASIRH.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Basirhat, West Bengal in North 24 Parganas, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Basirhat, West Bengal, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in North 24 Parganas manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0BASIRH.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kachharipara Sarat Biswas Rd Near Lic Office 24 Parganas (N) Basirhat, West Bengal located in North 24 Parganas, Basirhat, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.