For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Udhagamandalam branch in Nilgiris, Udhagamandalam, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Nilgiris or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0VJUDHA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Udhagamandalam, Nilgiris
Here are some of the key details that come with the IFSC Code BARB0VJUDHA of Bank Of Baroda for its branch located in Nilgiris, within the district of Udhagamandalam in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJUDHA |
| Branch | Udhagamandalam |
| City | Nilgiris |
| District | Udhagamandalam |
| State | Tamil Nadu |
| Address | Door No. 123, , Near Chemmannur Jewellery , Commercial Road, Ooty , Udhagamandalam , 643001 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Nilgiris for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJUDHA for the Udhagamandalam branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Udhagamandalam, Nilgiris, Tamil Nadu, is provided a unique IFSC like BARB0VJUDHA so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Nilgiris.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Nilgiris and Udhagamandalam.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Udhagamandalam do not get misguided to another person.
Format of the IFSC Code BARB0VJUDHA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Udhagamandalam in Nilgiris.
For example, the IFSC Code BARB0VJUDHA of Bank Of Baroda for the Udhagamandalam branch includes these elements, identifying the bank and the branch location in Nilgiris and Tamil Nadu accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0VJUDHA of Bank Of Baroda for its Udhagamandalam branch located in Nilgiris, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Nilgiris and Udhagamandalam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Udhagamandalam or Nilgiris to find the exact IFSC Code BARB0VJUDHA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Nilgiris will provide accurate information.
How to Use IFSC Code BARB0VJUDHA for Online Transfers?
If you have the IFSC Code BARB0VJUDHA for the Udhagamandalam branch of Bank Of Baroda in Nilgiris, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJUDHA. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJUDHA.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Udhagamandalam in Nilgiris, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Udhagamandalam, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Nilgiris manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJUDHA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Door No. 123, , Near Chemmannur Jewellery , Commercial Road, Ooty , Udhagamandalam , 643001 located in Nilgiris, Udhagamandalam, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.