For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Ramnagar Colony,Shahjahanpur,Up branch in Nigohi, Nigohi, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Nigohi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0RAMSHA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Ramnagar Colony,Shahjahanpur,Up, Nigohi
Here are the main details that are associated with the IFSC Code BARB0RAMSHA of Bank Of Baroda for its branch located in Nigohi, within the district of Nigohi in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0RAMSHA |
| Branch | Ramnagar Colony,Shahjahanpur,Up |
| City | Nigohi |
| District | Nigohi |
| State | Uttar Pradesh |
| Address | Bank Of Baroda,Mohalla Dilazak,Tp. No. 362/501,Near Nigohi Road,Shahjahanpur,Uttar Pradesh - 242001. |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Nigohi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0RAMSHA for the Ramnagar Colony,Shahjahanpur,Up branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Ramnagar Colony,Shahjahanpur,Up, Nigohi, Uttar Pradesh, is provided a unique IFSC like BARB0RAMSHA so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Nigohi.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Nigohi and Nigohi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Ramnagar Colony,Shahjahanpur,Up do not get misguided to another person.
Format of the IFSC Code BARB0RAMSHA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramnagar Colony,Shahjahanpur,Up in Nigohi.
For example, the IFSC Code BARB0RAMSHA of Bank Of Baroda for the Ramnagar Colony,Shahjahanpur,Up branch includes these elements, identifying the bank and the branch location in Nigohi and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0RAMSHA of Bank Of Baroda for its Ramnagar Colony,Shahjahanpur,Up branch located in Nigohi, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Nigohi and Nigohi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Ramnagar Colony,Shahjahanpur,Up or Nigohi to get the exact IFSC Code BARB0RAMSHA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Nigohi, then it will provide you proper information.
How to Use IFSC Code BARB0RAMSHA for Online Transfers?
If you have the IFSC Code BARB0RAMSHA for the Ramnagar Colony,Shahjahanpur,Up branch of Bank Of Baroda in Nigohi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0RAMSHA. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0RAMSHA.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Ramnagar Colony,Shahjahanpur,Up in Nigohi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ramnagar Colony,Shahjahanpur,Up, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Nigohi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0RAMSHA.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bank Of Baroda,Mohalla Dilazak,Tp. No. 362/501,Near Nigohi Road,Shahjahanpur,Uttar Pradesh - 242001. located in Nigohi, Nigohi, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.