For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Vishakha Enc Branch branch in New Delhi, New Delhi, Delhi, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in New Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code BARB0VISDEL. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Vishakha Enc Branch, New Delhi

Here are some of the key details that come with the IFSC Code BARB0VISDEL of Bank Of Baroda for its branch located in New Delhi, within the district of New Delhi in the state of Delhi.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VISDEL
Branch Vishakha Enc Branch
City New Delhi
District New Delhi
State Delhi
Address Vishakha Enc Branch,D.P.1(Lsc) Vishakha Enclave Pitam Pura Delhi N.D 6,Delhi,110088

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in New Delhi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VISDEL for the Vishakha Enc Branch branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Vishakha Enc Branch, New Delhi, Delhi, are allotted a unique IFSC like BARB0VISDEL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in New Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like New Delhi and New Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Vishakha Enc Branch reaches the right place, even though there are thousands of branches in Delhi and across India.

Format of the IFSC Code BARB0VISDEL

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vishakha Enc Branch in New Delhi.

For example, the IFSC Code BARB0VISDEL of Bank Of Baroda for the Vishakha Enc Branch branch includes these elements, identifying the bank and the branch location in New Delhi and Delhi accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VISDEL of Bank Of Baroda for its Vishakha Enc Branch branch located in New Delhi, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in New Delhi and New Delhi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Vishakha Enc Branch or New Delhi to get the exact IFSC Code BARB0VISDEL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and New Delhi, you'll get the correct details.

How to Use IFSC Code BARB0VISDEL for Online Transfers?

Once you have the IFSC Code BARB0VISDEL for the Vishakha Enc Branch branch of Bank Of Baroda in New Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VISDEL. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VISDEL.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Vishakha Enc Branch in New Delhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Vishakha Enc Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in New Delhi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Vishakha Enc Branch, New Delhi?

The IFSC Code is BARB0VISDEL.

Is the IFSC Code BARB0VISDEL permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Vishakha Enc Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Vishakha Enc Branch branch?

The address of the branch is Vishakha Enc Branch,D.P.1(Lsc) Vishakha Enclave Pitam Pura Delhi N.D 6,Delhi,110088 located in New Delhi, New Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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