Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Ujwa Branch branch in New Delhi, New Delhi, or Delhi, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in New Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code BARB0TRDUJW. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ujwa Branch, New Delhi

Here are the key points that are associated with the IFSC Code BARB0TRDUJW of Bank Of Baroda for its branch located in New Delhi, within the district of New Delhi in the state of Delhi.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0TRDUJW
Branch Ujwa Branch
City New Delhi
District New Delhi
State Delhi
Address Ujwa Branch,Vill.& P.O. Ujwa.,New Delhi,110073

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in New Delhi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0TRDUJW for the Ujwa Branch branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0TRDUJW is given to every bank branch, including Bank Of Baroda located in Ujwa Branch, New Delhi, Delhi, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in New Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like New Delhi and New Delhi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Delhi and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Ujwa Branch doesn't end up at another location.

Format of the IFSC Code BARB0TRDUJW

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ujwa Branch in New Delhi.

For example, the IFSC Code BARB0TRDUJW of Bank Of Baroda for the Ujwa Branch branch includes these elements, identifying the bank and the branch location in New Delhi and Delhi accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0TRDUJW of Bank Of Baroda for its Ujwa Branch branch located in New Delhi, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in New Delhi and New Delhi, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Ujwa Branch or New Delhi to get the exact IFSC Code BARB0TRDUJW.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and New Delhi, you'll get the correct details.

How to Use IFSC Code BARB0TRDUJW for Online Transfers?

Once you have the IFSC Code BARB0TRDUJW for the Ujwa Branch branch of Bank Of Baroda in New Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0TRDUJW. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0TRDUJW.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Ujwa Branch in New Delhi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Ujwa Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in New Delhi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ujwa Branch, New Delhi?

The IFSC Code is BARB0TRDUJW.

Is the IFSC Code BARB0TRDUJW permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ujwa Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ujwa Branch branch?

The address of the branch is Ujwa Branch,Vill.& P.O. Ujwa.,New Delhi,110073 located in New Delhi, New Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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