Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Kothamdi,Dist.-Navsari branch in Navsari, Kothamdi, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Navsari or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0KOTHAM. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kothamdi,Dist.-Navsari, Navsari

Here are the key points that are associated with the IFSC Code BARB0KOTHAM of Bank Of Baroda for its branch located in Navsari, within the district of Kothamdi in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KOTHAM
Branch Kothamdi,Dist.-Navsari
City Navsari
District Kothamdi
State Gujarat
Address Basik Niwas Kothamdi,Tal.-Jalalpore,Dist.-Navsri-396445

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Navsari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KOTHAM for the Kothamdi,Dist.-Navsari branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0KOTHAM is given to every bank branch, including Bank Of Baroda located in Kothamdi,Dist.-Navsari, Navsari, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Navsari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Navsari and Kothamdi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Kothamdi,Dist.-Navsari doesn't end up at another location.

Format of the IFSC Code BARB0KOTHAM

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kothamdi,Dist.-Navsari in Navsari.

For example, the IFSC Code BARB0KOTHAM of Bank Of Baroda for the Kothamdi,Dist.-Navsari branch includes these elements, identifying the bank and the branch location in Navsari and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0KOTHAM of Bank Of Baroda for its Kothamdi,Dist.-Navsari branch located in Navsari, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Navsari and Kothamdi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Kothamdi,Dist.-Navsari or Navsari to get the exact IFSC Code BARB0KOTHAM.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Navsari, then it will provide you proper information.

How to Use IFSC Code BARB0KOTHAM for Online Transfers?

If you have the IFSC Code BARB0KOTHAM for the Kothamdi,Dist.-Navsari branch of Bank Of Baroda in Navsari, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KOTHAM. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0KOTHAM.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Kothamdi,Dist.-Navsari in Navsari, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kothamdi,Dist.-Navsari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Navsari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kothamdi,Dist.-Navsari, Navsari?

The IFSC Code is BARB0KOTHAM.

Is the IFSC Code BARB0KOTHAM permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kothamdi,Dist.-Navsari?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kothamdi,Dist.-Navsari branch?

The address of the branch is Basik Niwas Kothamdi,Tal.-Jalalpore,Dist.-Navsri-396445 located in Navsari, Kothamdi, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.