Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Kharel Br., Gujarat branch in Navsari, Kharel, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Navsari or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0KHAREL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kharel Br., Gujarat, Navsari

The table below shows the main details of the IFSC Code BARB0KHAREL for the Bank Of Baroda branch in Navsari, which falls under the Kharel district in Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KHAREL
Branch Kharel Br., Gujarat
City Navsari
District Kharel
State Gujarat
Address Kharel Vibhag Vividh Karyakari Sahakari Mandali Ltd, Kharel,Tal Gandevi Dist. Navsari, Gujarat - 396430

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Navsari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KHAREL for the Kharel Br., Gujarat branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kharel Br., Gujarat, Navsari, Gujarat, is provided with a unique IFSC like BARB0KHAREL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Navsari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Navsari and Kharel.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Kharel Br., Gujarat do not get mixed with another location.

Format of the IFSC Code BARB0KHAREL

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kharel Br., Gujarat in Navsari.

For example, the IFSC Code BARB0KHAREL of Bank Of Baroda for the Kharel Br., Gujarat branch has these elements, identifying the bank and the branch location in Navsari and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KHAREL of Bank Of Baroda for its Kharel Br., Gujarat branch located in Navsari, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Navsari and Kharel, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Kharel Br., Gujarat or Navsari to get the exact IFSC Code BARB0KHAREL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Navsari that will provide accurate information.

How to Use IFSC Code BARB0KHAREL for Online Transfers?

If you have the IFSC Code BARB0KHAREL for the Kharel Br., Gujarat branch of Bank Of Baroda in Navsari, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KHAREL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0KHAREL.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Kharel Br., Gujarat in Navsari, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Kharel Br., Gujarat, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Navsari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kharel Br., Gujarat, Navsari?

The IFSC Code is BARB0KHAREL.

Is the IFSC Code BARB0KHAREL permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kharel Br., Gujarat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kharel Br., Gujarat branch?

The address of the branch is Kharel Vibhag Vividh Karyakari Sahakari Mandali Ltd, Kharel,Tal Gandevi Dist. Navsari, Gujarat - 396430 located in Navsari, Kharel, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.