There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Kaliawadi, Dist Navsari branch in Navsari, Kaliawadi, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Navsari or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code BARB0KALIAW. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Kaliawadi, Dist Navsari, Navsari
Here are some of the key details that come with the IFSC Code BARB0KALIAW of Bank Of Baroda for its branch located in Navsari, within the district of Kaliawadi in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0KALIAW |
| Branch | Kaliawadi, Dist Navsari |
| City | Navsari |
| District | Kaliawadi |
| State | Gujarat |
| Address | Opp-Bus Stand, Via-Navsari,Dist-Bulsar,(Guj)-396427 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Navsari for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KALIAW for the Kaliawadi, Dist Navsari branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kaliawadi, Dist Navsari, Navsari, Gujarat, are allotted a unique IFSC like BARB0KALIAW to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Navsari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Navsari and Kaliawadi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Kaliawadi, Dist Navsari reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code BARB0KALIAW
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kaliawadi, Dist Navsari in Navsari.
For example, the IFSC Code BARB0KALIAW of Bank Of Baroda for the Kaliawadi, Dist Navsari branch includes these elements, identifying the bank and the branch location in Navsari and Gujarat accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0KALIAW of Bank Of Baroda for its Kaliawadi, Dist Navsari branch located in Navsari, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Navsari and Kaliawadi, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kaliawadi, Dist Navsari or Navsari to get the exact IFSC Code BARB0KALIAW.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Navsari, you'll get the correct details.
How to Use IFSC Code BARB0KALIAW for Online Transfers?
Once you have the IFSC Code BARB0KALIAW for the Kaliawadi, Dist Navsari branch of Bank Of Baroda in Navsari, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0KALIAW. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KALIAW.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kaliawadi, Dist Navsari in Navsari, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Kaliawadi, Dist Navsari, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Navsari manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0KALIAW.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Opp-Bus Stand, Via-Navsari,Dist-Bulsar,(Guj)-396427 located in Navsari, Kaliawadi, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.