The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its M S M E,Thiruchengode branch in Namakkal, Tiruchengode, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Namakkal or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0VJMTHI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, M S M E,Thiruchengode, Namakkal
Here are the main details that are associated with the IFSC Code BARB0VJMTHI of Bank Of Baroda for its branch located in Namakkal, within the district of Tiruchengode in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJMTHI |
| Branch | M S M E,Thiruchengode |
| City | Namakkal |
| District | Tiruchengode |
| State | Tamil Nadu |
| Address | No.12 M K P Complex, , West Car St,Thiruchengode , Namakkal Dist. , Thiruchengode , 637211 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Namakkal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJMTHI for the M S M E,Thiruchengode branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in M S M E,Thiruchengode, Namakkal, Tamil Nadu, are allotted a unique IFSC like BARB0VJMTHI to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Namakkal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Namakkal and Tiruchengode.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in M S M E,Thiruchengode reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code BARB0VJMTHI
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as M S M E,Thiruchengode in Namakkal.
For example, the IFSC Code BARB0VJMTHI of Bank Of Baroda for the M S M E,Thiruchengode branch includes these elements, identifying the bank and the branch location in Namakkal and Tamil Nadu correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0VJMTHI of Bank Of Baroda for its M S M E,Thiruchengode branch located in Namakkal, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Namakkal and Tiruchengode, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for M S M E,Thiruchengode or Namakkal to get the exact IFSC Code BARB0VJMTHI.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Namakkal, then it will provide you proper information.
How to Use IFSC Code BARB0VJMTHI for Online Transfers?
Once you have the IFSC Code BARB0VJMTHI for the M S M E,Thiruchengode branch of Bank Of Baroda in Namakkal, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJMTHI. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJMTHI.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda M S M E,Thiruchengode in Namakkal may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in M S M E,Thiruchengode, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Namakkal manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJMTHI.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is No.12 M K P Complex, , West Car St,Thiruchengode , Namakkal Dist. , Thiruchengode , 637211 located in Namakkal, Tiruchengode, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.