There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Biharsharif branch in Nalanda, Nalanda, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Nalanda or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code BARB0DBBIHA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Biharsharif, Nalanda

Here are the key points that are associated with the IFSC Code BARB0DBBIHA of Bank Of Baroda for its branch located in Nalanda, within the district of Nalanda in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBBIHA
Branch Biharsharif
City Nalanda
District Nalanda
State Bihar
Address Kachahri More Near S S Balika High Schoolbiharsharif Pin 803101 Bihar Biharsharif Nalanda Bihar 803101

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Nalanda for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DBBIHA for the Biharsharif branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Biharsharif, Nalanda, Bihar, is provided with a unique IFSC like BARB0DBBIHA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Nalanda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Nalanda and Nalanda.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Biharsharif do not get mixed with another location.

Format of the IFSC Code BARB0DBBIHA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Biharsharif in Nalanda.

For example, the IFSC Code BARB0DBBIHA of Bank Of Baroda for the Biharsharif branch includes these elements, identifying the bank and the branch location in Nalanda and Bihar accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0DBBIHA of Bank Of Baroda for its Biharsharif branch located in Nalanda, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Nalanda and Nalanda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Biharsharif or Nalanda to find the exact IFSC Code BARB0DBBIHA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Nalanda will provide accurate information.

How to Use IFSC Code BARB0DBBIHA for Online Transfers?

Once you have the IFSC Code BARB0DBBIHA for the Biharsharif branch of Bank Of Baroda in Nalanda, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBBIHA. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBBIHA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Biharsharif in Nalanda, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Biharsharif, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Nalanda manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Biharsharif, Nalanda?

The IFSC Code is BARB0DBBIHA.

Is the IFSC Code BARB0DBBIHA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Biharsharif?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Biharsharif branch?

The address of the branch is Kachahri More Near S S Balika High Schoolbiharsharif Pin 803101 Bihar Biharsharif Nalanda Bihar 803101 located in Nalanda, Nalanda, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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