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IFSC Code of Bank Of Baroda, Haldwani, Nainital, Uttarakhand — BARB0DBHANI

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Haldwani branch in Nainital, Nainital, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Nainital or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BARB0DBHANI. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Haldwani, Nainital

Below in the table are the key details related to IFSC Code BARB0DBHANI of Bank Of Baroda for its branch located in Nainital, within the district of Nainital in the state of Uttarakhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBHANI
Branch Haldwani
City Nainital
District Nainital
State Uttarakhand
Address Opp M G Inter Collegebareilly Road Haldwanicumkathgodam Nainital Uttarakhand 263135

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Nainital for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBHANI for the Haldwani branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Haldwani, Nainital, Uttarakhand, is provided a unique IFSC like BARB0DBHANI so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Nainital.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Nainital and Nainital.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Haldwani do not get misguided to another person.

Format of the IFSC Code BARB0DBHANI

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Haldwani in Nainital.

For example, the IFSC Code BARB0DBHANI of Bank Of Baroda for the Haldwani branch includes these elements, identifying the bank and the branch location in Nainital and Uttarakhand accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBHANI of Bank Of Baroda for its Haldwani branch located in Nainital, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Nainital and Nainital, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Haldwani or Nainital to get the exact IFSC Code BARB0DBHANI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Nainital that will provide accurate information.

How to Use IFSC Code BARB0DBHANI for Online Transfers?

Once you have the IFSC Code BARB0DBHANI for the Haldwani branch of Bank Of Baroda in Nainital, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBHANI. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBHANI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Haldwani in Nainital, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Haldwani, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nainital to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Haldwani, Nainital?

The IFSC Code is BARB0DBHANI.

Is the IFSC Code BARB0DBHANI permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Haldwani?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Haldwani branch?

The address of the branch is Opp M G Inter Collegebareilly Road Haldwanicumkathgodam Nainital Uttarakhand 263135 located in Nainital, Nainital, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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