Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Durgapalpur Motiram branch in Nainital, Lalkuan, or Uttarakhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Nainital or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BARB0DURNAI. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Durgapalpur Motiram, Nainital
Here are some of the key details that come with the IFSC Code BARB0DURNAI of Bank Of Baroda for its branch located in Nainital, within the district of Lalkuan in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DURNAI |
| Branch | Durgapalpur Motiram |
| City | Nainital |
| District | Lalkuan |
| State | Uttarakhand |
| Address | Param Dham Tower Naya Bazar Vill Durgapalpur Motiram Tehsil Lalkaun Dist Nainital Uttarakhand 263139 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Nainital for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DURNAI for the Durgapalpur Motiram branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Durgapalpur Motiram, Nainital, Uttarakhand, is provided with a unique IFSC like BARB0DURNAI to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Nainital.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Nainital and Lalkuan.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Durgapalpur Motiram do not get mixed with another location.
Format of the IFSC Code BARB0DURNAI
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Durgapalpur Motiram in Nainital.
For example, the IFSC Code BARB0DURNAI of Bank Of Baroda for the Durgapalpur Motiram branch includes these elements, identifying the bank and the branch location in Nainital and Uttarakhand accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0DURNAI of Bank Of Baroda for its Durgapalpur Motiram branch located in Nainital, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Nainital and Lalkuan, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Durgapalpur Motiram or Nainital to get the exact IFSC Code BARB0DURNAI.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Nainital, you'll get the correct details.
How to Use IFSC Code BARB0DURNAI for Online Transfers?
Once you have the IFSC Code BARB0DURNAI for the Durgapalpur Motiram branch of Bank Of Baroda in Nainital, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0DURNAI. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DURNAI.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Durgapalpur Motiram in Nainital, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Durgapalpur Motiram, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Nainital manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DURNAI.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Param Dham Tower Naya Bazar Vill Durgapalpur Motiram Tehsil Lalkaun Dist Nainital Uttarakhand 263139 located in Nainital, Lalkuan, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.