For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Peddamudunur branch in Nagarkurnool, Peddamudnur, Telangana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Nagarkurnool or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code BARB0VJPEMU. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Peddamudunur, Nagarkurnool

Below in the table are the key details related to IFSC Code BARB0VJPEMU of Bank Of Baroda for its branch located in Nagarkurnool, within the district of Peddamudnur in the state of Telangana.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJPEMU
Branch Peddamudunur
City Nagarkurnool
District Peddamudnur
State Telangana
Address House Of Mr. Ramamohan Rao, Near Bus Stop, , Peddamudunur Village, , Nagarkurnool Mandal, , Peddamudunur , 509412

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Nagarkurnool for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJPEMU for the Peddamudunur branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJPEMU is given to every bank branch, including Bank Of Baroda located in Peddamudunur, Nagarkurnool, Telangana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Nagarkurnool.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Nagarkurnool and Peddamudnur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Telangana and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Peddamudunur doesn't end up at another location.

Format of the IFSC Code BARB0VJPEMU

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Peddamudunur in Nagarkurnool.

For example, the IFSC Code BARB0VJPEMU of Bank Of Baroda for the Peddamudunur branch includes these elements, identifying the bank and the branch location in Nagarkurnool and Telangana accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJPEMU of Bank Of Baroda for its Peddamudunur branch located in Nagarkurnool, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Nagarkurnool and Peddamudnur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Peddamudunur or Nagarkurnool to get the exact IFSC Code BARB0VJPEMU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Nagarkurnool, you'll get the correct details.

How to Use IFSC Code BARB0VJPEMU for Online Transfers?

Once you have the IFSC Code BARB0VJPEMU for the Peddamudunur branch of Bank Of Baroda in Nagarkurnool, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJPEMU. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJPEMU.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Peddamudunur in Nagarkurnool may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Peddamudunur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Nagarkurnool manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Peddamudunur, Nagarkurnool?

The IFSC Code is BARB0VJPEMU.

Is the IFSC Code BARB0VJPEMU permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Peddamudunur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Peddamudunur branch?

The address of the branch is House Of Mr. Ramamohan Rao, Near Bus Stop, , Peddamudunur Village, , Nagarkurnool Mandal, , Peddamudunur , 509412 located in Nagarkurnool, Peddamudnur, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.