The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Periapatna branch in Mysore, Piriyapatna, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Mysore or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJPEPA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Periapatna, Mysore

Here are the key points that are associated with the IFSC Code BARB0VJPEPA of Bank Of Baroda for its branch located in Mysore, within the district of Piriyapatna in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJPEPA
Branch Periapatna
City Mysore
District Piriyapatna
State Karnataka
Address No.2245, B N Road , Opp. Mini Vidhana Soudha , Periapatna, Dist.Mysore , Periapatna , 571107

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Mysore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJPEPA for the Periapatna branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Periapatna, Mysore, Karnataka, are allotted a unique IFSC like BARB0VJPEPA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mysore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mysore and Piriyapatna.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Periapatna reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BARB0VJPEPA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Periapatna in Mysore.

For example, the IFSC Code BARB0VJPEPA of Bank Of Baroda for the Periapatna branch includes these elements, identifying the bank and the branch location in Mysore and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJPEPA of Bank Of Baroda for its Periapatna branch located in Mysore, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Mysore and Piriyapatna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Periapatna or Mysore to get the exact IFSC Code BARB0VJPEPA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Mysore, then it will provide you proper information.

How to Use IFSC Code BARB0VJPEPA for Online Transfers?

Once you have the IFSC Code BARB0VJPEPA for the Periapatna branch of Bank Of Baroda in Mysore, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJPEPA. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJPEPA.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Periapatna in Mysore may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Periapatna, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mysore manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Periapatna, Mysore?

The IFSC Code is BARB0VJPEPA.

Is the IFSC Code BARB0VJPEPA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Periapatna?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Periapatna branch?

The address of the branch is No.2245, B N Road , Opp. Mini Vidhana Soudha , Periapatna, Dist.Mysore , Periapatna , 571107 located in Mysore, Piriyapatna, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.