The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Roorkee Road, Muzaffarnagar branch in Muzaffar Nagar, Muzaffarnagar, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Muzaffar Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0BLYMUF. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Roorkee Road, Muzaffarnagar, Muzaffar Nagar
Here are the main details that are associated with the IFSC Code BARB0BLYMUF of Bank Of Baroda for its branch located in Muzaffar Nagar, within the district of Muzaffarnagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0BLYMUF |
| Branch | Roorkee Road, Muzaffarnagar |
| City | Muzaffar Nagar |
| District | Muzaffarnagar |
| State | Uttar Pradesh |
| Address | Roorkee Road Nr. Kulesra Bus Stn. Muzaffarnagar |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Muzaffar Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BLYMUF for the Roorkee Road, Muzaffarnagar branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Roorkee Road, Muzaffarnagar, Muzaffar Nagar, Uttar Pradesh, are given a unique IFSC like BARB0BLYMUF to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Muzaffar Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Muzaffar Nagar and Muzaffarnagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Roorkee Road, Muzaffarnagar goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0BLYMUF
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Roorkee Road, Muzaffarnagar in Muzaffar Nagar.
For example, the IFSC Code BARB0BLYMUF of Bank Of Baroda for the Roorkee Road, Muzaffarnagar branch includes these elements, identifying the bank and the branch location in Muzaffar Nagar and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0BLYMUF of Bank Of Baroda for its Roorkee Road, Muzaffarnagar branch located in Muzaffar Nagar, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Muzaffar Nagar and Muzaffarnagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Roorkee Road, Muzaffarnagar or Muzaffar Nagar to get the exact IFSC Code BARB0BLYMUF.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Muzaffar Nagar, you'll get the correct details.
How to Use IFSC Code BARB0BLYMUF for Online Transfers?
Once you have the IFSC Code BARB0BLYMUF for the Roorkee Road, Muzaffarnagar branch of Bank Of Baroda in Muzaffar Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0BLYMUF. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BLYMUF.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Roorkee Road, Muzaffarnagar in Muzaffar Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Roorkee Road, Muzaffarnagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Muzaffar Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0BLYMUF.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Roorkee Road Nr. Kulesra Bus Stn. Muzaffarnagar located in Muzaffar Nagar, Muzaffarnagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.