The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Barjumla, West Bengal branch in Murshidabad, Bara Jumla, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Murshidabad or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0BARJUM. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Barjumla, West Bengal, Murshidabad
Here are some of the key details that come with the IFSC Code BARB0BARJUM of Bank Of Baroda for its branch located in Murshidabad, within the district of Bara Jumla in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0BARJUM |
| Branch | Barjumla, West Bengal |
| City | Murshidabad |
| District | Bara Jumla |
| State | West Bengal |
| Address | Vill & Po Barjumla, Dist. Murshidabad, West Bengal - 742 148. |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Murshidabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BARJUM for the Barjumla, West Bengal branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Barjumla, West Bengal, Murshidabad, West Bengal, is provided with a unique IFSC like BARB0BARJUM to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Murshidabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Murshidabad and Bara Jumla.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Barjumla, West Bengal do not get mixed with another location.
Format of the IFSC Code BARB0BARJUM
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barjumla, West Bengal in Murshidabad.
For example, the IFSC Code BARB0BARJUM of Bank Of Baroda for the Barjumla, West Bengal branch includes these elements, identifying the bank and the branch location in Murshidabad and West Bengal correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0BARJUM of Bank Of Baroda for its Barjumla, West Bengal branch located in Murshidabad, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Murshidabad and Bara Jumla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Barjumla, West Bengal or Murshidabad to get the exact IFSC Code BARB0BARJUM.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Murshidabad that will provide accurate information.
How to Use IFSC Code BARB0BARJUM for Online Transfers?
Once you have the IFSC Code BARB0BARJUM for the Barjumla, West Bengal branch of Bank Of Baroda in Murshidabad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0BARJUM. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BARJUM.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Barjumla, West Bengal in Murshidabad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Barjumla, West Bengal, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Murshidabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0BARJUM.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill & Po Barjumla, Dist. Murshidabad, West Bengal - 742 148. located in Murshidabad, Bara Jumla, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.