For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Balumati Br., Dist. Murshidabad, W. Bengal branch in Murshidabad, Balumati, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Murshidabad or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0BALUMA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Balumati Br., Dist. Murshidabad, W. Bengal, Murshidabad
The table below shows the main details of the IFSC Code BARB0BALUMA for the Bank Of Baroda branch in Murshidabad, which falls under the Balumati district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0BALUMA |
| Branch | Balumati Br., Dist. Murshidabad, W. Bengal |
| City | Murshidabad |
| District | Balumati |
| State | West Bengal |
| Address | Vill-Balumati, Po-Tenkaraipur, Dist. Murshidabad, West Bengal - 742 304. |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Murshidabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BALUMA for the Balumati Br., Dist. Murshidabad, W. Bengal branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Balumati Br., Dist. Murshidabad, W. Bengal, Murshidabad, West Bengal, is provided a unique IFSC like BARB0BALUMA so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Murshidabad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Murshidabad and Balumati.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Balumati Br., Dist. Murshidabad, W. Bengal do not get misguided to another person.
Format of the IFSC Code BARB0BALUMA
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Balumati Br., Dist. Murshidabad, W. Bengal in Murshidabad.
For example, the IFSC Code BARB0BALUMA of Bank Of Baroda for the Balumati Br., Dist. Murshidabad, W. Bengal branch includes these elements, identifying the bank and the branch location in Murshidabad and West Bengal correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0BALUMA of Bank Of Baroda for its Balumati Br., Dist. Murshidabad, W. Bengal branch located in Murshidabad, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Murshidabad and Balumati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Balumati Br., Dist. Murshidabad, W. Bengal or Murshidabad to find the exact IFSC Code BARB0BALUMA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Murshidabad will provide accurate information.
How to Use IFSC Code BARB0BALUMA for Online Transfers?
If you have the IFSC Code BARB0BALUMA for the Balumati Br., Dist. Murshidabad, W. Bengal branch of Bank Of Baroda in Murshidabad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0BALUMA. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0BALUMA.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Balumati Br., Dist. Murshidabad, W. Bengal in Murshidabad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Balumati Br., Dist. Murshidabad, W. Bengal, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Murshidabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0BALUMA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vill-Balumati, Po-Tenkaraipur, Dist. Murshidabad, West Bengal - 742 304. located in Murshidabad, Balumati, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.