The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Mulund-West,Mumbai branch in Mumbai Suburban, Mumbai, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Mumbai Suburban or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0VJMULW. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Mulund-West,Mumbai, Mumbai Suburban

The table below shows the main details of the IFSC Code BARB0VJMULW for the Bank Of Baroda branch in Mumbai Suburban, which falls under the Mumbai district in Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJMULW
Branch Mulund-West,Mumbai
City Mumbai Suburban
District Mumbai
State Maharashtra
Address Ground Floor,Shanti Villa Appt , Ganesh Gawade Road, , Mulundwest,Mumbai , Mumbai , 400080

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Mumbai Suburban for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJMULW for the Mulund-West,Mumbai branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJMULW is given to every bank branch, including Bank Of Baroda located in Mulund-West,Mumbai, Mumbai Suburban, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Mumbai Suburban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mumbai Suburban and Mumbai.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Mulund-West,Mumbai doesn't end up at another location.

Format of the IFSC Code BARB0VJMULW

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mulund-West,Mumbai in Mumbai Suburban.

For example, the IFSC Code BARB0VJMULW of Bank Of Baroda for the Mulund-West,Mumbai branch includes these elements, identifying the bank and the branch location in Mumbai Suburban and Maharashtra accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJMULW of Bank Of Baroda for its Mulund-West,Mumbai branch located in Mumbai Suburban, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Mumbai Suburban and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Mulund-West,Mumbai or Mumbai Suburban to get the exact IFSC Code BARB0VJMULW.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Mumbai Suburban, then it will provide you proper information.

How to Use IFSC Code BARB0VJMULW for Online Transfers?

Once you have the IFSC Code BARB0VJMULW for the Mulund-West,Mumbai branch of Bank Of Baroda in Mumbai Suburban, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJMULW. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0VJMULW.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Mulund-West,Mumbai in Mumbai Suburban, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Mulund-West,Mumbai, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mumbai Suburban manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Mulund-West,Mumbai Mumbai Suburban?

The IFSC Code of the Mulund-West,Mumbai Mumbai Suburban branch is BARB0VJMULW.

Is IFSC Code BARB0VJMULW permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Mulund-West,Mumbai branch?

The branch is located at Ground Floor,Shanti Villa Appt , Ganesh Gawade Road, , Mulundwest,Mumbai , Mumbai , 400080.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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