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IFSC Code of Bank Of Baroda, M S M E,Mumbai, Mumbai, Maharashtra — BARB0VJMMBI

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its M S M E,Mumbai branch in Mumbai Suburban, Mumbai, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Mumbai Suburban or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0VJMMBI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, M S M E,Mumbai, Mumbai Suburban

The table below shows the main details of the IFSC Code BARB0VJMMBI for the Bank Of Baroda branch in Mumbai Suburban, which falls under the Mumbai district in Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJMMBI
Branch M S M E,Mumbai
City Mumbai Suburban
District Mumbai
State Maharashtra
Address Ground Floor , Balakrishna Appt. Gr. Floor , Gogatewadi Road 0Ff. Aaray , Mumbai , 400063

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Mumbai Suburban for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJMMBI for the M S M E,Mumbai branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in M S M E,Mumbai, Mumbai Suburban, Maharashtra, is provided a unique IFSC like BARB0VJMMBI so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Mumbai Suburban.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Mumbai Suburban and Mumbai.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in M S M E,Mumbai do not get misguided to another person.

Format of the IFSC Code BARB0VJMMBI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like M S M E,Mumbai in Mumbai Suburban.

For example, the IFSC Code BARB0VJMMBI of Bank Of Baroda for the M S M E,Mumbai branch has these elements, identifying the bank and the branch location in Mumbai Suburban and Maharashtra correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJMMBI of Bank Of Baroda for its M S M E,Mumbai branch located in Mumbai Suburban, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Mumbai Suburban and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for M S M E,Mumbai or Mumbai Suburban to get the exact IFSC Code BARB0VJMMBI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Mumbai Suburban, then it will provide you proper information.

How to Use IFSC Code BARB0VJMMBI for Online Transfers?

Once you have the IFSC Code BARB0VJMMBI for the M S M E,Mumbai branch of Bank Of Baroda in Mumbai Suburban, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJMMBI. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJMMBI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda M S M E,Mumbai in Mumbai Suburban, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in M S M E,Mumbai, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mumbai Suburban manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda M S M E,Mumbai Mumbai Suburban?

The IFSC Code of the M S M E,Mumbai Mumbai Suburban branch is BARB0VJMMBI.

Is IFSC Code BARB0VJMMBI permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda M S M E,Mumbai branch?

The branch is located at Ground Floor , Balakrishna Appt. Gr. Floor , Gogatewadi Road 0Ff. Aaray , Mumbai , 400063.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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