The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Gosarguri, Assam branch in Morigaon, Gosarguri(Sutiakhal), Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Morigaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BARB0GOSARG. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Gosarguri, Assam, Morigaon

Below in the table are the key details related to IFSC Code BARB0GOSARG of Bank Of Baroda for its branch located in Morigaon, within the district of Gosarguri(Sutiakhal) in the state of Assam.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GOSARG
Branch Gosarguri, Assam
City Morigaon
District Gosarguri(Sutiakhal)
State Assam
Address At Rameshwar Nath, Vill.Nuagaon, Gosarguri, Po.Udari, Dist.Morigaon, Assam - 782 105.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Morigaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GOSARG for the Gosarguri, Assam branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0GOSARG is given to every bank branch, including Bank Of Baroda located in Gosarguri, Assam, Morigaon, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Morigaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Morigaon and Gosarguri(Sutiakhal).
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Gosarguri, Assam doesn't end up at another location.

Format of the IFSC Code BARB0GOSARG

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gosarguri, Assam in Morigaon.

For example, the IFSC Code BARB0GOSARG of Bank Of Baroda for the Gosarguri, Assam branch has these elements, identifying the bank and the branch location in Morigaon and Assam correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GOSARG of Bank Of Baroda for its Gosarguri, Assam branch located in Morigaon, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Morigaon and Gosarguri(Sutiakhal), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Gosarguri, Assam or Morigaon to get the exact IFSC Code BARB0GOSARG.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Morigaon that will provide accurate information.

How to Use IFSC Code BARB0GOSARG for Online Transfers?

If you have the IFSC Code BARB0GOSARG for the Gosarguri, Assam branch of Bank Of Baroda in Morigaon, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0GOSARG. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0GOSARG.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Gosarguri, Assam in Morigaon, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Gosarguri, Assam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Morigaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Gosarguri, Assam, Morigaon?

The IFSC Code is BARB0GOSARG.

Is the IFSC Code BARB0GOSARG permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Gosarguri, Assam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Gosarguri, Assam branch?

The address of the branch is At Rameshwar Nath, Vill.Nuagaon, Gosarguri, Po.Udari, Dist.Morigaon, Assam - 782 105. located in Morigaon, Gosarguri(Sutiakhal), Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.