For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Kanth Road, Moradabad,Up branch in Moradabad, Kanth, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Moradabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0KANTHR. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kanth Road, Moradabad,Up, Moradabad

Here are some of the key details that come with the IFSC Code BARB0KANTHR of Bank Of Baroda for its branch located in Moradabad, within the district of Kanth in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KANTHR
Branch Kanth Road, Moradabad,Up
City Moradabad
District Kanth
State Uttar Pradesh
Address Bank Of Baroda,Near Ram Ganga Vihar,Mda Colony, Pac Tiraha,Kanth Road,Moradabad,Up -44001.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Moradabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KANTHR for the Kanth Road, Moradabad,Up branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kanth Road, Moradabad,Up, Moradabad, Uttar Pradesh, are allotted a unique IFSC like BARB0KANTHR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Moradabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Moradabad and Kanth.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Kanth Road, Moradabad,Up reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0KANTHR

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kanth Road, Moradabad,Up in Moradabad.

For example, the IFSC Code BARB0KANTHR of Bank Of Baroda for the Kanth Road, Moradabad,Up branch includes these elements, identifying the bank and the branch location in Moradabad and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KANTHR of Bank Of Baroda for its Kanth Road, Moradabad,Up branch located in Moradabad, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Moradabad and Kanth, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kanth Road, Moradabad,Up or Moradabad to get the exact IFSC Code BARB0KANTHR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Moradabad, you'll get the correct details.

How to Use IFSC Code BARB0KANTHR for Online Transfers?

If you have the IFSC Code BARB0KANTHR for the Kanth Road, Moradabad,Up branch of Bank Of Baroda in Moradabad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KANTHR. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0KANTHR.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Kanth Road, Moradabad,Up in Moradabad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kanth Road, Moradabad,Up, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Moradabad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kanth Road, Moradabad,Up, Moradabad?

The IFSC Code is BARB0KANTHR.

Is the IFSC Code BARB0KANTHR permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kanth Road, Moradabad,Up?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kanth Road, Moradabad,Up branch?

The address of the branch is Bank Of Baroda,Near Ram Ganga Vihar,Mda Colony, Pac Tiraha,Kanth Road,Moradabad,Up -44001. located in Moradabad, Kanth, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.