Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Ungma,Nagaland branch in Mokokchung, Mokokchung, Nagaland, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Mokokchung or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code BARB0UNGMAX. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Ungma,Nagaland, Mokokchung
Here are the key points that are associated with the IFSC Code BARB0UNGMAX of Bank Of Baroda for its branch located in Mokokchung, within the district of Mokokchung in the state of Nagaland.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0UNGMAX |
| Branch | Ungma,Nagaland |
| City | Mokokchung |
| District | Mokokchung |
| State | Nagaland |
| Address | Vill And Po Ungma,Opp Baptist Church,Dist Mokokchung,Nagaland ┬Û 798601 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Mokokchung for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0UNGMAX for the Ungma,Nagaland branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Ungma,Nagaland, Mokokchung, Nagaland, are given a unique IFSC like BARB0UNGMAX to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mokokchung.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mokokchung and Mokokchung.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Ungma,Nagaland goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Nagaland and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0UNGMAX
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ungma,Nagaland in Mokokchung.
For example, the IFSC Code BARB0UNGMAX of Bank Of Baroda for the Ungma,Nagaland branch has these elements, identifying the bank and the branch location in Mokokchung and Nagaland correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0UNGMAX of Bank Of Baroda for its Ungma,Nagaland branch located in Mokokchung, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Mokokchung and Mokokchung, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Ungma,Nagaland or Mokokchung to get the exact IFSC Code BARB0UNGMAX.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Mokokchung that will provide accurate information.
How to Use IFSC Code BARB0UNGMAX for Online Transfers?
Once you have the IFSC Code BARB0UNGMAX for the Ungma,Nagaland branch of Bank Of Baroda in Mokokchung, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0UNGMAX. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0UNGMAX.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Ungma,Nagaland in Mokokchung, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ungma,Nagaland, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mokokchung manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0UNGMAX.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill And Po Ungma,Opp Baptist Church,Dist Mokokchung,Nagaland ┬Û 798601 located in Mokokchung, Mokokchung, Nagaland.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.