There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Maliyana Branch branch in Meerut, Meerut, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Meerut or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0MAYANA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Maliyana Branch, Meerut

The table below shows the main details of the IFSC Code BARB0MAYANA for the Bank Of Baroda branch in Meerut, which falls under the Meerut district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MAYANA
Branch Maliyana Branch
City Meerut
District Meerut
State Uttar Pradesh
Address Siddhi Vinayak Complex,Rishi Marg,Baghpat Road Maliyana Meerut (Up) -250002

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Meerut for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MAYANA for the Maliyana Branch branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Maliyana Branch, Meerut, Uttar Pradesh, are allotted a unique IFSC like BARB0MAYANA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Meerut.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Meerut and Meerut.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Maliyana Branch reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0MAYANA

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Maliyana Branch in Meerut.

For example, the IFSC Code BARB0MAYANA of Bank Of Baroda for the Maliyana Branch branch includes these elements, identifying the bank and the branch location in Meerut and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0MAYANA of Bank Of Baroda for its Maliyana Branch branch located in Meerut, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Meerut and Meerut, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Maliyana Branch or Meerut to get the exact IFSC Code BARB0MAYANA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Meerut, you'll get the correct details.

How to Use IFSC Code BARB0MAYANA for Online Transfers?

Once you have the IFSC Code BARB0MAYANA for the Maliyana Branch branch of Bank Of Baroda in Meerut, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0MAYANA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MAYANA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Maliyana Branch in Meerut, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Maliyana Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Meerut to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Maliyana Branch, Meerut?

The IFSC Code is BARB0MAYANA.

Is the IFSC Code BARB0MAYANA permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Maliyana Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Maliyana Branch branch?

The address of the branch is Siddhi Vinayak Complex,Rishi Marg,Baghpat Road Maliyana Meerut (Up) -250002 located in Meerut, Meerut, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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