IFSC Code of Bank Of Baroda, Vishnagar, Visnagar, Gujarat- BARB0VJVIME

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Vishnagar branch in Mahesana, Visnagar, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Mahesana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0VJVIME. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Vishnagar, Mahesana

Here are some of the key details that come with the IFSC Code BARB0VJVIME of Bank Of Baroda for its branch located in Mahesana, within the district of Visnagar in the state of Gujarat.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Mahesana for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJVIME for the Vishnagar branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJVIME is given to every bank branch, including Bank Of Baroda located in Vishnagar, Mahesana, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of Baroda branch in Mahesana.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Mahesana and Visnagar.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Vishnagar doesn't end up at another location.

Format of the IFSC Code BARB0VJVIME

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Vishnagar in Mahesana.

For example, the IFSC Code BARB0VJVIME of Bank Of Baroda for the Vishnagar branch has these elements, identifying the bank and the branch location in Mahesana and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJVIME of Bank Of Baroda for its Vishnagar branch located in Mahesana, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Mahesana and Visnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Vishnagar or Mahesana to get the exact IFSC Code BARB0VJVIME.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Mahesana that will provide accurate information.

How to Use IFSC Code BARB0VJVIME for Online Transfers?

Once you have the IFSC Code BARB0VJVIME for the Vishnagar branch of Bank Of Baroda in Mahesana, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJVIME. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJVIME.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Vishnagar in Mahesana, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Vishnagar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mahesana to handle online money transfers and get their cheques cleared smoothly.