Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Bank Of Baroda, Jhanjharpur branch in Madhubani, Jhanjharpur, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Madhubani or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0JHARPU. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Bank Of Baroda, Jhanjharpur, Madhubani
Below in the table are the key details related to IFSC Code BARB0JHARPU of Bank Of Baroda for its branch located in Madhubani, within the district of Jhanjharpur in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0JHARPU |
| Branch | Bank Of Baroda, Jhanjharpur |
| City | Madhubani |
| District | Jhanjharpur |
| State | Bihar |
| Address | Mukesh Jumar Jha, Behat Uttari, Jhanjharpur, Madhubani Pin -847404 Bihar |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Madhubani for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0JHARPU for the Bank Of Baroda, Jhanjharpur branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Bank Of Baroda, Jhanjharpur, Madhubani, Bihar, are given a unique IFSC like BARB0JHARPU to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Madhubani.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Madhubani and Jhanjharpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Bank Of Baroda, Jhanjharpur goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0JHARPU
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bank Of Baroda, Jhanjharpur in Madhubani.
For example, the IFSC Code BARB0JHARPU of Bank Of Baroda for the Bank Of Baroda, Jhanjharpur branch includes these elements, identifying the bank and the branch location in Madhubani and Bihar correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0JHARPU of Bank Of Baroda for its Bank Of Baroda, Jhanjharpur branch located in Madhubani, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Madhubani and Jhanjharpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Bank Of Baroda, Jhanjharpur or Madhubani to get the exact IFSC Code BARB0JHARPU.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Madhubani that will provide accurate information.
How to Use IFSC Code BARB0JHARPU for Online Transfers?
Once you have the IFSC Code BARB0JHARPU for the Bank Of Baroda, Jhanjharpur branch of Bank Of Baroda in Madhubani, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0JHARPU. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0JHARPU.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Bank Of Baroda, Jhanjharpur in Madhubani, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bank Of Baroda, Jhanjharpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Madhubani to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0JHARPU.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mukesh Jumar Jha, Behat Uttari, Jhanjharpur, Madhubani Pin -847404 Bihar located in Madhubani, Jhanjharpur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.