IFSC Code of Bank Of Baroda, Clock Tower Branch, Ludhiana, Punjab- BARB0LUDHIA

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Clock Tower Branch branch in Ludhiana, Ludhiana, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Ludhiana or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BARB0LUDHIA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Clock Tower Branch, Ludhiana

Here are the main details that are associated with the IFSC Code BARB0LUDHIA of Bank Of Baroda for its branch located in Ludhiana, within the district of Ludhiana in the state of Punjab.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Ludhiana for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0LUDHIA for the Clock Tower Branch branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Clock Tower Branch, Ludhiana, Punjab, is provided with a unique IFSC like BARB0LUDHIA to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of Baroda branch in Ludhiana.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ludhiana and Ludhiana.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Clock Tower Branch do not get mixed with another location.

Format of the IFSC Code BARB0LUDHIA

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Clock Tower Branch in Ludhiana.

For example, the IFSC Code BARB0LUDHIA of Bank Of Baroda for the Clock Tower Branch branch includes these elements, identifying the bank and the branch location in Ludhiana and Punjab accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0LUDHIA of Bank Of Baroda for its Clock Tower Branch branch located in Ludhiana, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ludhiana and Ludhiana, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Clock Tower Branch or Ludhiana to get the exact IFSC Code BARB0LUDHIA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Ludhiana, you'll get the correct details.

How to Use IFSC Code BARB0LUDHIA for Online Transfers?

Once you have the IFSC Code BARB0LUDHIA for the Clock Tower Branch branch of Bank Of Baroda in Ludhiana, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0LUDHIA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0LUDHIA.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Clock Tower Branch in Ludhiana, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Clock Tower Branch, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ludhiana manage their online transfers and cheque clearances easily.