For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Nakkhas,Lucknow,Up branch in Lucknow, Lucknow, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0NAKKHA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Nakkhas,Lucknow,Up, Lucknow
Here are the main details that are associated with the IFSC Code BARB0NAKKHA of Bank Of Baroda for its branch located in Lucknow, within the district of Lucknow in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0NAKKHA |
| Branch | Nakkhas,Lucknow,Up |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| Address | 292/132,Katra Azambegh,Victoria Street,Nakkhas Crossing,Lucknow Up-226004 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Lucknow for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0NAKKHA for the Nakkhas,Lucknow,Up branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Nakkhas,Lucknow,Up, Lucknow, Uttar Pradesh, is provided a unique IFSC like BARB0NAKKHA so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Lucknow.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Lucknow and Lucknow.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Nakkhas,Lucknow,Up do not get misguided to another person.
Format of the IFSC Code BARB0NAKKHA
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nakkhas,Lucknow,Up in Lucknow.
For example, the IFSC Code BARB0NAKKHA of Bank Of Baroda for the Nakkhas,Lucknow,Up branch includes these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0NAKKHA of Bank Of Baroda for its Nakkhas,Lucknow,Up branch located in Lucknow, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Lucknow and Lucknow, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Nakkhas,Lucknow,Up or Lucknow to get the exact IFSC Code BARB0NAKKHA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Lucknow, you'll get the correct details.
How to Use IFSC Code BARB0NAKKHA for Online Transfers?
Once you have the IFSC Code BARB0NAKKHA for the Nakkhas,Lucknow,Up branch of Bank Of Baroda in Lucknow, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0NAKKHA. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0NAKKHA.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Nakkhas,Lucknow,Up in Lucknow, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Nakkhas,Lucknow,Up, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lucknow to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0NAKKHA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 292/132,Katra Azambegh,Victoria Street,Nakkhas Crossing,Lucknow Up-226004 located in Lucknow, Lucknow, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.