Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Daliganj, Lucknow, Uttar Pradesh branch in Lucknow, Lucknow, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0DALIGA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Daliganj, Lucknow, Uttar Pradesh, Lucknow
Here are the key points that are associated with the IFSC Code BARB0DALIGA of Bank Of Baroda for its branch located in Lucknow, within the district of Lucknow in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DALIGA |
| Branch | Daliganj, Lucknow, Uttar Pradesh |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| Address | 493/72 Pannalal Road,Daliganj,Lucknow,Uttar Pradesh ┬Û 226 020 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Lucknow for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DALIGA for the Daliganj, Lucknow, Uttar Pradesh branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Daliganj, Lucknow, Uttar Pradesh, Lucknow, Uttar Pradesh, is provided with a unique IFSC like BARB0DALIGA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Lucknow.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Lucknow and Lucknow.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Daliganj, Lucknow, Uttar Pradesh do not get mixed with another location.
Format of the IFSC Code BARB0DALIGA
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Daliganj, Lucknow, Uttar Pradesh in Lucknow.
For example, the IFSC Code BARB0DALIGA of Bank Of Baroda for the Daliganj, Lucknow, Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0DALIGA of Bank Of Baroda for its Daliganj, Lucknow, Uttar Pradesh branch located in Lucknow, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Lucknow and Lucknow, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Daliganj, Lucknow, Uttar Pradesh or Lucknow to get the exact IFSC Code BARB0DALIGA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Lucknow, then it will provide you proper information.
How to Use IFSC Code BARB0DALIGA for Online Transfers?
Once you have the IFSC Code BARB0DALIGA for the Daliganj, Lucknow, Uttar Pradesh branch of Bank Of Baroda in Lucknow, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0DALIGA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DALIGA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Daliganj, Lucknow, Uttar Pradesh in Lucknow, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Daliganj, Lucknow, Uttar Pradesh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Lucknow manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DALIGA.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 493/72 Pannalal Road,Daliganj,Lucknow,Uttar Pradesh ┬Û 226 020 located in Lucknow, Lucknow, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.