IFSC Code of Bank Of Baroda, Balaganj Chowk, Lucknow, Uttar Pradesh- BARB0VJBALC

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Balaganj Chowk branch in Lucknow, Lucknow, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJBALC. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Balaganj Chowk, Lucknow

Here are some of the key details that come with the IFSC Code BARB0VJBALC of Bank Of Baroda for its branch located in Lucknow, within the district of Lucknow in the state of Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Lucknow for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJBALC for the Balaganj Chowk branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Balaganj Chowk, Lucknow, Uttar Pradesh, are given a unique IFSC like BARB0VJBALC to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Lucknow.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Lucknow and Lucknow.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Balaganj Chowk goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0VJBALC

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Balaganj Chowk in Lucknow.

For example, the IFSC Code BARB0VJBALC of Bank Of Baroda for the Balaganj Chowk branch includes these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJBALC of Bank Of Baroda for its Balaganj Chowk branch located in Lucknow, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Lucknow and Lucknow, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Balaganj Chowk or Lucknow to get the exact IFSC Code BARB0VJBALC.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Lucknow, then it will provide you proper information.

How to Use IFSC Code BARB0VJBALC for Online Transfers?

Once you have the IFSC Code BARB0VJBALC for the Balaganj Chowk branch of Bank Of Baroda in Lucknow, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJBALC. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJBALC.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Balaganj Chowk in Lucknow may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Balaganj Chowk, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Lucknow manage online transfers as well as cheque clearances with ease.