IFSC Code of Bank Of Baroda, North Lakhimpur, North Lakhimpur, Assam — BARB0VJLAKN

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its North Lakhimpur branch in Lakhimpur, North Lakhimpur, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Lakhimpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BARB0VJLAKN. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, North Lakhimpur, Lakhimpur

Here are the key points that are associated with the IFSC Code BARB0VJLAKN of Bank Of Baroda for its branch located in Lakhimpur, within the district of North Lakhimpur in the state of Assam.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Lakhimpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJLAKN for the North Lakhimpur branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in North Lakhimpur, Lakhimpur, Assam, is provided with a unique IFSC like BARB0VJLAKN to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of Baroda branch in Lakhimpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Lakhimpur and North Lakhimpur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in North Lakhimpur do not get mixed with another location.

Format of the IFSC Code BARB0VJLAKN

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as North Lakhimpur in Lakhimpur.

For example, the IFSC Code BARB0VJLAKN of Bank Of Baroda for the North Lakhimpur branch includes these elements, identifying the bank and the branch location in Lakhimpur and Assam accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJLAKN of Bank Of Baroda for its North Lakhimpur branch located in Lakhimpur, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Lakhimpur and North Lakhimpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for North Lakhimpur or Lakhimpur to get the exact IFSC Code BARB0VJLAKN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Lakhimpur that will provide accurate information.

How to Use IFSC Code BARB0VJLAKN for Online Transfers?

If you have the IFSC Code BARB0VJLAKN for the North Lakhimpur branch of Bank Of Baroda in Lakhimpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJLAKN. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJLAKN.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda North Lakhimpur in Lakhimpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in North Lakhimpur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur to handle online money transfers and get their cheques cleared smoothly.