Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Palia Kalan Branch, Dist.Lakhimpur Kheri, U.P. branch in Lakhimpur Kheri, Lakhimpur Kheri, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0PALIAK. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Palia Kalan Branch, Dist.Lakhimpur Kheri, U.P., Lakhimpur Kheri
Here are some of the key details that come with the IFSC Code BARB0PALIAK of Bank Of Baroda for its branch located in Lakhimpur Kheri, within the district of Lakhimpur Kheri in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0PALIAK |
| Branch | Palia Kalan Branch, Dist.Lakhimpur Kheri, U.P. |
| City | Lakhimpur Kheri |
| District | Lakhimpur Kheri |
| State | Uttar Pradesh |
| Address | By Pass Road, Palia Kalan, Dist.Lakhimpur Kheri, Uttar Pradesh. Pin-262902 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Lakhimpur Kheri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0PALIAK for the Palia Kalan Branch, Dist.Lakhimpur Kheri, U.P. branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Palia Kalan Branch, Dist.Lakhimpur Kheri, U.P., Lakhimpur Kheri, Uttar Pradesh, is provided a unique IFSC like BARB0PALIAK so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Lakhimpur Kheri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Lakhimpur Kheri and Lakhimpur Kheri.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Palia Kalan Branch, Dist.Lakhimpur Kheri, U.P. do not get misguided to another person.
Format of the IFSC Code BARB0PALIAK
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Palia Kalan Branch, Dist.Lakhimpur Kheri, U.P. in Lakhimpur Kheri.
For example, the IFSC Code BARB0PALIAK of Bank Of Baroda for the Palia Kalan Branch, Dist.Lakhimpur Kheri, U.P. branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0PALIAK of Bank Of Baroda for its Palia Kalan Branch, Dist.Lakhimpur Kheri, U.P. branch located in Lakhimpur Kheri, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Lakhimpur Kheri and Lakhimpur Kheri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Palia Kalan Branch, Dist.Lakhimpur Kheri, U.P. or Lakhimpur Kheri to get the exact IFSC Code BARB0PALIAK.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Lakhimpur Kheri, then it will provide you proper information.
How to Use IFSC Code BARB0PALIAK for Online Transfers?
Once you have the IFSC Code BARB0PALIAK for the Palia Kalan Branch, Dist.Lakhimpur Kheri, U.P. branch of Bank Of Baroda in Lakhimpur Kheri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0PALIAK. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0PALIAK.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Palia Kalan Branch, Dist.Lakhimpur Kheri, U.P. in Lakhimpur Kheri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Palia Kalan Branch, Dist.Lakhimpur Kheri, U.P., here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur Kheri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0PALIAK.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is By Pass Road, Palia Kalan, Dist.Lakhimpur Kheri, Uttar Pradesh. Pin-262902 located in Lakhimpur Kheri, Lakhimpur Kheri, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.